BSA/AML Transaction Monitoring Investigator

Las Vegas, NV

BSA/AML Transaction Monitoring Investigator

Las Vegas, NV 89145


About Prime Trust

Prime Trust is a technology-driven financial institution that provides open banking solutions for FinTech innovators. We power financial applications, payment processors, cryptocurrency exchanges, ATS’, OTC desks, crowdfunding portals, real estate platforms, brokers, investment advisors, and others with API solutions to create world-class financial services at scale.

Position: BSA/AML Transaction Monitoring Investigator

Job Brief

Responsible to detect, review and report on potential suspicious activities filtered by various AML systems. In addition, he/she may assist with researching external inquiries via legal subpoenas and conduct internal investigations.

Principal Responsibilities

Review and detect suspicious activity based on a variety of AML Systems generated transactional alerts from transactional activity (which may include wire transfers, checks, ACH, credit/debit cards etc.)

Determine if alerts can be closed or warrant further investigation and elevation to an active investigation in the case management system

As necessary, use available research tools (public internet sources as well as third party sites) to identify information concerning transactions identified for further investigation

Research past alerts and cases to see if previous investigations have taken place and what conclusions were made

Request additional information by contacting various compliance or business personnel throughout the organization to determine if facts and circumstances surrounding unusual transactions warrants closure of the investigation or if further reporting is warranted

Escalate unusual activity or lack of responsiveness to inquiries to Management

Document investigations in case management tool

Draft Suspicious Activity Reports ("SARs") as warranted

Actively participate in Team discussions, Committees, projects and proposals

Assist in the creation, development and review of Compliance procedures

Prepare reports to Management as assigned

Assist in the risk rating account process by reviewing anticipated activity of clients and compare with actual activity recorded in the system

Communicate with Management regarding procedural issues and methodology used in alert completion

Prepare reports to display transaction flow of payments and/or other payment activities

Handle sensitive and confidential information in accordance with policies and procedures

Be able to work independently

Experience and Skills

Must have knowledge of banking policies and procedures

Must have knowledge of BSA concepts and processes

MS Excel, MS PowerPoint skills required

Ability to produce detailed accurate account and reporting reviews and data input

Solid research/analytical skills leveraging internal systems and various external sources e.g. LexisNexis, IdentityMind and public searches

Must be able to work with a diverse group of individuals, in a collaborative team environment

Must meet deadlines while working under a stressful environment

Apply organizational/time management skills towards managing assigned tasks, projects, assignments, and team members

Ability to multitask and make sound decisions

Verbally communicate clear and concise messages to internal/external clients, co-workers, and vendors both verbal and written

Proficient user of Microsoft Word, Microsoft Excel, and Google Documents

Ability to work flexible hours

Good interpersonal and communication skills


Bachelor’s degree in criminal justice, business, or related field

ACAMS and/or CFE certifications preferred

Must have 2-4 years’ experience in transaction analysis and/or surveillance

Working Conditions

Job Type: Full-time position

Salary: DOE

Other Requirements: Full background check required

Benefits: Flexible PTO / Paid holidays / Health, Dental and Vision insurance for employee and dependents is currently 100% paid for by the company, after the first day of the month following 60-days of employment